Help buying your home

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We have a number of offers and incentives to make owning your own home at Waterside Gardens easier and more affordable.

Find out more below about the various ways we can help you to take the first step towards home ownership.

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Home Reach

Step Places has teamed up with heylo housing to offer two of our homes at Waterside Gardens through Home Reach.

What is Home Reach?

Home Reach is about making home ownership accessible. With Home Reach, you buy a share of your chosen home and pay a low monthly rent on the remaining part.

You can initially purchase up to 75% of your chosen home and heylo will become your landlord, granting you a 125-year lease for which you pay a small rent whilst you still own 100% of your home. You may staircase out of this agreement at any time should you so wish.

The benefits of using Home Reach

Home Reach at Waterside Gardens
  • An affordable way to get onto the housing ladder

  • Provides security of home ownership

  • Freedom to decorate and improve your home

  • Ability to increase the level of ownership at any time

  • Flexibility to sell and move at any time

  • Benefit from any increase in property prices

Eligibility criteria

You are eligible to purchase through Home Reach at Waterside Gardens if:

  • Your household income does not exceed £80,000 per annum

  • You have a deposit (at least 5% of the share value)

  • You are a first-time buyer or used to own a home, but cannot afford to buy 100% of the property now

  • You currently occupy a shared ownership property and are looking to move

  • You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs

  • You have a good credit history (no bad debts or County Court judgments) and can afford the regular payments and costs involved in buying a home

  • The property will be your principal and only home at the time of purchase

For more information about heylo’s Home Reach please visit homereach.org.uk.

Stamp duty holiday

As your home at Waterside Gardens is complete and ready to move into, you can take advantage of the stamp duty holiday.

For all reservations made before the 30 June 2021, we will pay any difference between the government stamp duty holiday scheme and the full stamp duty payable – there is no need to worry about moving in before the end of June to benefit from the savings.

Talk to our sales team today to book your visit to the show home or call us on 0161 200 8590.

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Help to move

Let us put your house on the market with one of our recommended selling agents, enabling you to purchase your dream home. Plus, we will pay your agency fees up to the value of £2,500.

Find out more by emailing us or call our sales team on 0161 200 8590.

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NHS 5% deposit paid

To show our gratitude, all NHS workers will be offered a 5% contribution towards their deposit, up to £15,000. Subject to terms and conditions.

View terms & conditions

Armed forces deposit contribution

To assist with their home purchase, military servicemen and women will be offered a 5% deposit contribution.

This offer is open to all UK Armed Forces personnel who are currently employed by the Army, Navy or RAF. Subject to terms and conditions.

View terms & conditions

Book a viewing today or find out more

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